PRIVACY POLICY
PRIVACY COMMITMENT
This privacy policy applies to all processing activities involving personal data carried out by KV Money Transfer its trading names and products.
KV Money Transfer is the data controller in respect of personal data that we process in connection with our business (including the products and services we provide).
Our main address is KV Money Transfer, 143, The Broadway, Southall, United Kingdom, UB1 1LP.
We at KV Money Transfer are committed to protecting and respecting your privacy and the purpose of this notice is to explain:
It is important that you read this privacy policy carefully together with any other privacy policy or, we may provide to you with on specific occasions when we are collecting or processing personal data about you to ensure you are fully aware of how and why we are using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them.
If you have any questions about this privacy policy, data protection generally or you wish to exercise your legal rights please contact our office using the details set out below.
CONTACT US
KV Money Transfer
143, The Broadway
Southall
London
UB1 1LP
Email: kv-money09@hotmail.com
WHAT PERSONAL DATA WE COLLECT ABOUT YOU
We may collect, use, store and/or transfer different kinds of personal data about you. What we mean by personal data is any information about an individual from which that person can be identified (either by itself or when combined with other information). We will limit the collection and processing of personal data to what is necessary to achieve one or more purpose(s) as identified in this notice. The personal data we collect may include:
Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences.
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
We may also process certain special category personal data about you for specific and limited purposes such as detecting and preventing financial crime. We will only process such data where we have asked for your explicit consent or are otherwise lawfully permitted to do so. Such information may include details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data.
Where permitted by law, we may process information about criminal convictions or offences and alleged offences for specific and limited activities and purposes such as to perform checks to prevent and/or detect crime and to comply with laws relating to anti money laundering, bribery and corruption, fraud, terrorist financing and international sanctions. It may involve investigating and gather information in relation to suspicious activity and sharing data with banks, law enforcement agencies and/or regulatory bodies.
HOW WE COLLECT PERSONAL DATA
Your personal data comprises both personal and financial information and includes information provided to us including;
HOW WE USE YOUR PERSONAL DATA
We will only use your personal data where it is necessary to carry out our business activities and we are required to have one or more of the following reasons for using your personal data:
YOUR RIGHTS
You have several rights under data protection laws which are set out below. You can access any of these rights at any time and if you wish to do so or require further information about your rights please contact us using the details above.
Access – the right to request a copy of the personal data we hold on you. When you request this data, this is known as making a Subject Access Request (SAR). In most cases, this will be free of charge, however in some limited circumstances, for example, repeated requests for further copies, we may apply an administration fee;
Rectification of personal data – is the right to have any inaccurate personal data corrected;
Erasure of personal data – the right to have any out of date personal data deleted once there’s no business need or legal requirement for us to hold it;
Restriction of processing personal data – the right to object or restrict some processing, in limited circumstances and only when we don’t have legitimate grounds for processing your personal data;
Objection to processing of personal data – the right to object to your personal data being used for example to send you marketing material. As mentioned above, we’ll only send you marketing material where you’ve given us your consent to do so. You can remove your consent at any time;
Automated decision making – the right to ask for a decision to be made manually, where a decision is made using automated means and this adversely impacts you; and
Portability – the right to have personal data we hold about you transferred securely to another service provider in electronic form.
HOW TO MAKE A COMPLAINT
If you are unhappy with the way we have handled your personal data and/or wish to complain about how your personal data is being processed, please contact our Data Protection Officer using the details provided above.
Please also reference to our Complaints Policy page for more details.
If you’re not satisfied with our response, you can raise a complaint with the Information Commissioner’s Office https://ico.org.uk/, the UK’s supervisory authority set up to enforce the Data Protection Regulations.
HOW AND WHY WE SHARE YOUR PERSONAL DATA
KV Money Transfer may from time to time share your personal data with the following organisations who are also required to keep your information confidential, safe and secure:
Third parties, commercial partners, agents, professionals and subcontractors who provide products, services and administrative support.
Third parties or professionals who may be engaged on your behalf;
Where we are required by law and law enforcement agencies, judicial bodies, credit reference agencies, fraud prevention agencies, governmental entities, tax authorities or regulatory bodies around the world;
Where required as part of any proposed sale, reorganisation, transfer, financial arrangement, asset disposal or other transaction relating to our business and/or business assets;
Anyone else with your permission.
TRANSFERRING PERSONAL DATA OVERSEAS
From time to time we may share your personal data with organisations in other countries.
Personal data may be transferred inside and outside the European Economic Area (EEA which included countries within the EU and Iceland, Liechtenstein and Norway). For those countries within the EEA processing of personal data is subject to similar standard of legal protection as is found in the UK.
In circumstances where personal data is transferred outside the EEA we will only do so where:
We have entered into a contractual arrangement which includes terms approved by the European Commission imposing the highest standards of protection of personal data.
A third party is a signatory to a recognised and binding code of conduct such as Privacy Shield.
HOW LONG DO WE HOLD PERSONAL DATA?
At KV Money Transfer we retain your personal data for no longer than is necessary. The time periods for retaining data are determined by several factors including but not limited to the nature and type of record, the nature of the activity, the product or service and any applicable legal or regulatory requirements.
It is usual for KV Money Transfer to retain customer personal data relating to an account for up to five years after your relationship with us ends. Our retention periods may be subject to change from time to time based on commercial, legal or regulatory requirements.
LINKS TO OTHER WEBSITES
Within our website we may have links to third party websites, plug-ins and applications. Clicking those links may enable third parties to share or collect your personal data. KV Money Transfer do not control such third-party websites and are not responsible for their privacy statements or the contents of those websites. We would encourage you to read the privacy policy of every website you visit. KV Money Transfer
CHANGES TO THE PRIVACY POLICY
We keep our privacy policy under regular review. Any changes to our privacy policy in the future will be posted on this page. We encourage you to review this page regularly to identify any updates or changes to our privacy policy.
Unit 6, Plaza Parade,
29-33 Ealing Road,
Wembley, Ha0 4YA
020 8903 5901